If you happen to have an accident in the Republic of Mexico, it is important that you report it to the appropriate authorities and your carrier before returning home if you wish your claim to be honored. Otherwise, the Mexico insurer has no responsibility to compensate you for any any insured loss. An automobile accident is more than just a chance event it is technically a felony. You can be confined and your vehicle can be confiscated until you pay legal damages viewed as having been caused by you. There are many different places to go for insurance policies online. Many travelers find that this is the best way to get insurance, because doing so in person can take more time and is pricier, especially the tacked on fees.
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Even if your policy includes collision and comprehensive coverage, it will not cover repairs on parts that fail or wear over time. A warranty will cover repairs, but warranties eventually run out. That's where car repair insurance comes into the picture. Insurance for car repairs is insurance that covers normal breakdowns and part failure, not generally covered by a standard auto insurance policy. Car repair insurance is a type of policy that some might call "extended warranty coverage. " Some car repair insurance can be targeted to specific parts, such as major engine or transmission damage, or other specific vehicle systems. For example, if you were driving and ran into a light post, if you have comprehensive and collision insurance coverage, your insurance company would help pay for the repairs. However, if your water pump blew while you were driving, your regular car insurance would not cover the repair. Car repair insurance would cover such an eventuality. Keeping Mechanics Honest One of the big advantages to having the right auto repair insurance policy is that it covers the total cost of some major repairs. When customers are paying out of their pocket, some mechanic shops have no problem charging endless amounts of money for their services.